How your Endowment can grow
An endowment with an annual contribution
of $10,000 per year
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Assumptions: A minimum return on investment of 8%
annually and a 4% annual distribution.
(Please note that the 8% return is only an estimate.)
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Year |
Beg
Balance |
Earnings |
Distributions |
Annual
Contribution |
Ending
Balance |
| 0 |
|
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|
$ 10,000 |
$ 10,000 |
| 1 |
$ 10,000 |
$ 800 |
$ 400 |
$ 10,000 |
$ 20,400 |
| 2 |
$ 20,400 |
$ 1,632 |
$ 816 |
$ 10,000 |
$ 31,216 |
| 3 |
$ 31,216 |
$ 2,497 |
$ 1,249 |
$ 10,000 |
$ 42,465 |
| 4 |
$ 42,465 |
$ 3,397 |
$ 1,699 |
$ 10,000 |
$ 54,164 |
| 5 |
$ 54,164 |
$ 4,333 |
$ 2,167 |
$ 10,000 |
$ 66,331 |
| 6 |
$ 66,331 |
$ 5,306 |
$ 2,653 |
$ 10,000 |
$ 78,984 |
| 7 |
$ 78,984 |
$ 6,319 |
$ 3,159 |
$ 10,000 |
$ 92,143 |
| 8 |
$ 92,143 |
$ 7,371 |
$ 3,686 |
$ 10,000 |
$ 105,829 |
| 9 |
$ 105,829 |
$ 8,466 |
$ 4,233 |
$ 10,000 |
$ 120,062 |
| 10 |
$ 120,062 |
$ 9,605 |
$ 4,802 |
$ 10,000 |
$ 134,864 |
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$ 24,864 |
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Creating an Endowment of $10,000
over a 5 year period
A $10,000 endowment with an annual
contribution of $2,000 per year
Assumptions: A minimum return on investment of 8% annually and a 4% annual distribution.
(Please note that the 8% return is only an estimate.)
| Year |
Beg Balance |
Earnings |
Distributions |
Annual Contribution |
Ending Balance |
| 1 |
|
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|
$ 2,000 |
$ 2,000 |
| 2 |
$ 2,000 |
$ 160 |
$ - |
$ 2,000 |
$ 4,160 |
| 3 |
$ 4,160 |
$ 333 |
$ - |
$ 2,000 |
$ 6,493 |
| 4 |
$ 6,493 |
$ 519 |
$ - |
$ 2,000 |
$ 9,012 |
| 5 |
$ 9,012 |
$ 721 |
$ - |
$ 2,000 |
$ 11,733 |
| 6 |
$ 11,733 |
$ 939 |
$ 469 |
$ - |
$ 12,202 |
| 7 |
$ 12,202 |
$ 976 |
$ 488 |
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$ 12,690 |
| 8 |
$ 12,690 |
$ 1,015 |
$ 508 |
|
$ 13,198 |
| 9 |
$ 13,198 |
$ 1,056 |
$ 528 |
|
$ 13,726 |
| 10 |
$ 13,729 |
$ 1,098 |
$ 549 |
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$ 14,278 |
| 11 |
$ 14,278 |
$ 1,142 |
$ 571 |
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$ 14,849 |
| 12 |
$ 14,849 |
$ 1,188 |
$ 594 |
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$ 15,443 |
| 13 |
$ 15,443 |
$ 1,235 |
$ 618 |
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$ 16,061 |
| 14 |
$ 16,061 |
$ 1,285 |
$ 642 |
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$ 16,703 |
| 15 |
$ 16,703 |
$ 1,336 |
$ 668 |
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$ 17,371 |
| 16 |
$ 17,371 |
$ 1,390 |
$ 695 |
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$ 18,066 |
| 17 |
$ 18,066 |
$ 1,445 |
$ 723 |
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$ 18,789 |
| 18 |
$ 18,789 |
$ 1,503 |
$ 752 |
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$ 19,541 |
| 19 |
$ 19,541 |
$ 1,563 |
$ 782 |
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$ 20,323 |
| 20 |
$ 20,323 |
$ 1,626 |
$ 813 |
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$ 21,136 |
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$ 9,399 |
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How your Endowment can grow in 20 years!
What your endowment will look like in 20 years with aninitial investment of $100,000
Assumptions: A minimum return on investment of 8% annually and a 4% annual distribution.
(Please note that the 8% return is only an estimate.)
| Year |
Beg Balance |
Earnings |
Distributions |
Ending Balance |
| 1 |
$ 100,000 |
$ 8,000 |
$ 4,000 |
$ 104,000 |
| 2 |
$ 104,000 |
$ 8,320 |
$ 4,160 |
$ 108,160 |
| 3 |
$ 108,160 |
$ 8,653 |
$ 4,326 |
$ 112,486 |
| 4 |
$ 112,486 |
$ 8,999 |
$ 4,499 |
$ 116,985 |
| 5 |
$ 116,985 |
$ 9,359 |
$ 4,679 |
$ 121,664 |
| 6 |
$ 121,664 |
$ 9,733 |
$ 4,867 |
$ 126,531 |
| 7 |
$ 126,531 |
$ 10,122 |
$ 5,061 |
$ 131,592 |
| 8 |
$ 131,592 |
$ 10,527 |
$ 5,264 |
$ 136,856 |
| 9 |
$ 136,856 |
$ 10,948 |
$ 5,474 |
$ 142,330 |
| 10 |
$ 142,330 |
$ 11,386 |
$ 5,693 |
$ 148,023 |
| 11 |
$ 148,023 |
$ 11,842 |
$ 5,921 |
$ 153,944 |
| 12 |
$ 153,944 |
$ 12,316 |
$ 6,158 |
$ 160,102 |
| 13 |
$ 160,102 |
$ 12,808 |
$ 6,404 |
$ 166,506 |
| 14 |
$ 166,506 |
$ 13,320 |
$ 6,660 |
$ 173,166 |
| 15 |
$ 173,166 |
$ 13,853 |
$ 6,927 |
$ 180,093 |
| 16 |
$ 180,093 |
$ 14,407 |
$ 7,204 |
$ 187,297 |
| 17 |
$ 187,297 |
$ 14,984 |
$ 7,492 |
$ 194,789 |
| 18 |
$ 194,789 |
$ 15,583 |
$ 7,792 |
$ 202,581 |
| 19 |
$ 202,581 |
$ 16,206 |
$ 8,103 |
$ 210,684 |
| 20 |
$ 210,684 |
$ 16,855 |
$ 8,427 |
$ 219,111 |
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$ 119,112 |
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